Which payment methods can I accept?

Online card payments, cash, and your own card terminal. Each is an individual switch — enable only what you actually accept, and change it any time.

Can a table split the bill?

Yes — evenly or by item, across any number of payers, and each share can be paid a different way. Paid shares are locked, and a re-split only divides what's still owed.

Guests paying online are prompted for a tip on their own phone, per payer, on split and single checks alike. Tips are tracked per payer.

Whose payment account are card payments charged on?

Your own. You connect your payment account, charges run on it, and processing fees are recorded per charge.

Can staff still edit an order while it's being paid?

No. Items lock as soon as payment begins — enforced on the backend, not just hidden in the interface.

Payments & split bills

Take the money the way the table wants to pay it

Three payment methods, each an individual switch: online card, cash, and your own card terminal. Bills split evenly or by item across any number of payers, each share settled its own way, with tips collected per payer.

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Three switches

Online, cash, card terminal. Enable exactly what you accept today.

Your own account

Online card payments are charged on your own payment account.

Any split

Evenly or by item, across as many payers as the table has.

Live paid status

A settled payment flips the table on every open screen at once.

Splitting

Split bills that stay correct

A split is settled only against the payment intent minted for it, so two guests paying at the same time can't collide. Paid shares are immutable, and re-splitting divides only what's still owed.

Split evenly or by item, across any number of guests.
Each share paid its own way — one taps a card, another pays cash.
Paid shares can't be edited afterwards; a re-split only touches the remainder.
Bill status is derived from what's been paid, never set by hand.

Tips

The tip prompt goes to the guest's phone

Guests paying online are asked for a tip on their own device, per payer, on a split or a single check. No tablet flipped around, no one watching over a shoulder.

Tips collected per payer and tracked as such.
Works on split checks as well as single ones.
Nothing awkward happening at the table.

Methods

Cash-only on day one is a valid setup

You don't have to solve payments to start. Launch with cash and terminal, switch online payments on later, and nothing else about your setup changes.

Disabled methods disappear from guest checkout instantly.

Cash and terminal payments are recorded in Higgs; the money never leaves your hands.

Online payments run on your own payment account, with fees itemised per charge.

Locking

A bill being paid can't shift underneath the payment

The moment payment starts on an order, its items lock. That closes the gap where a server adds a coffee to a bill someone is halfway through paying.

Item edits blocked backend-side, not just hidden in the UI.
The dashboard shows the order read-only while payment is in flight.
Paid status pushes live to every screen the moment it settles.

The table decides how it splits. Your POS shouldn't have an opinion about it.

Rolling it out

How to put payments & split bills into your restaurant

The order that works, and roughly what each step costs you in time. Every step links to the step-by-step guide in the Help Center.

01Decide what you acceptSettings → Ordering & payments. Turn on online, cash and terminal to match reality today, not your ambition.Read the guide
02Connect your payment accountOnline card payments are charged on your own account, so the money and the merchant relationship stay yours.Read the guide
03Add your bank detailsNeeded before online revenue can be paid out to you.Read the guide
04Practise a splitRun a fake table with three guests and split it by item. Do this before a real party of eight makes you learn it live.Read the guide
05Brief the floor on tippingGuests paying online get the tip prompt on their own phone — tell servers so they stop apologising for a tablet.Read the guide

Works with

None of this is sold separately. These are the parts of the platform this one leans on most.

Payouts & feesOnline revenue collects in a balance, net of fees, and you request transfers to your bank.Point of SaleTake orders and payments on the phones your staff already carry — no terminal to buy.Tax handlingRegion-correct tax — inclusive or exclusive, stacked components, per-item tax classes.Online orderingTakeout and delivery from your own storefront, paid at checkout and confirmed automatically.

Frequently asked questions

Which payment methods can I accept?: Online card payments, cash, and your own card terminal. Each is an individual switch — enable only what you actually accept, and change it any time.
Can a table split the bill?: Yes — evenly or by item, across any number of payers, and each share can be paid a different way. Paid shares are locked, and a re-split only divides what's still owed.
How do tips work?: Guests paying online are prompted for a tip on their own phone, per payer, on split and single checks alike. Tips are tracked per payer.
Whose payment account are card payments charged on?: Your own. You connect your payment account, charges run on it, and processing fees are recorded per charge.
Can staff still edit an order while it's being paid?: No. Items lock as soon as payment begins — enforced on the backend, not just hidden in the interface.

Start using payments & split bills this week

Free for 14 days with everything unlocked. Set it up alongside how you work today, and keep whichever parts earn their place.

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