Payouts & fees
See exactly what you earned, what it cost, and what's transferable
Online revenue collects in a balance shown net of processing fees. Add your bank account once, then request a payout whenever you like and track its status on the same page. Cash never enters the system — it's already yours.
14-day free trial, everything unlocked.Included in every plan
Net, not gross
The balance is what you can actually move, after fees.
Fee per charge
Every payment records its own processing fee and net amount.
Encrypted at rest
Bank details are encrypted and used only for transfers.
Cash stays yours
Cash and terminal money never flows through Higgs at all.
The balance
One number you can trust
Your available balance is online revenue minus processing fees — not a gross figure you have to mentally discount. Payout reservation happens inside a single locked transaction, so the balance can't be double-spent by two requests at once.
- Net-based balance, computed from recorded per-charge fees.
- Balance check and reservation in one atomic transaction.
- Payout history and status tracked on the same page.
Fees
Every charge shows what it cost
Processing fees are recorded per charge alongside the net amount, so an order's economics are visible at the order level rather than as an opaque monthly deduction.
- Fee and net amount stored on the payment, not estimated later.
- Order-level fee breakdown visible from the Payouts page.
- Reconciles against the payment-health panel in Reports.
Your bank
The right fields for your country
Bank details are collected using the fields your country actually uses — IBAN where that's the standard, local formats elsewhere — and encrypted at rest.
- Country-driven bank field sets rather than a generic form.
- AES-GCM encryption at rest; used only to send you money.
- Add once, then request payouts whenever suits your cash flow.
A balance that hides its fees isn't a balance. It's a guess.
Rolling it out
How to put payouts & fees into your restaurant
The order that works, and roughly what each step costs you in time. Every step links to the step-by-step guide in the Help Center.
- 01Turn on online paymentsPayouts only apply to money that went through the platform. Cash and terminal revenue is already in your hands.Read the guide
- 02Add your bank accountPayouts → add account. The fields shown match your country's banking standard.Read the guide
- 03Understand the balanceIt's net of fees. That's the number you can actually transfer.Read the guide
- 04Pick a payout rhythmWeekly suits most restaurants. Requesting on a schedule makes reconciliation far easier than requesting at random.Read the guide
- 05Reconcile monthlyPayout history against the Sales report. Ten minutes a month, and your accountant stops emailing you.Read the guide
Works with
None of this is sold separately. These are the parts of the platform this one leans on most.
Frequently asked questions
- When do I get my money?
- Online revenue collects in your balance and you request a payout whenever you like. Each payout's status is tracked on the Payouts page.
- Is the balance before or after fees?
- After. The available balance is net of processing fees, so it reflects what can actually be transferred.
- Does cash go through Higgs?
- No. Cash and card-terminal payments are recorded for your reporting, but the money never leaves your hands and never enters the balance.
- Can I see the fee on an individual order?
- Yes. Processing fees and net amounts are recorded per charge, so you can see the economics order by order.
- Are my bank details safe?
- They're encrypted at rest and used only to send you transfers. The form collects the fields your country's banking system actually uses.
Start using payouts & fees this week
Free for 14 days with everything unlocked. Set it up alongside how you work today, and keep whichever parts earn their place.